Earn Money Online Without Investment For Students
Being a student often means juggling tight budgets—whether it’s for textbooks, online classes, or just a little pocket money. Having an extra source of income can make a big difference. But what if you could earn straight from your smartphone without letting it interfere with your studies?
Thanks to modern technology, there are now several apps designed specifically for students to earn money during their free time. The best part? Most of these apps require little to no investment and offer flexible options to suit your schedule.
In this blog, we’ll take a look at the top earning apps for students that make it easy to generate some side income—no stress, no fuss!
Top 20 Best Earning Apps for Students – Make Money in Your Free Time!
1. EarnKaro
EarnKaro is a top-rated money-making app for students, homemakers, or anyone wanting to earn online without investing a single rupee.
How it works: Share affiliate links from 200+ popular brands like Flipkart, Myntra, and Ajio with your friends and family. Every time someone makes a purchase through your link, you earn a commission. Once you earn ₹10 or more, you can easily withdraw it to your bank account.
With over 20 lakh users and more than ₹20 crore paid out, EarnKaro has proven to be a trusted and easy way to earn from home. You can use the website or simply download the EarnKaro app from the Play Store to begin.
2. Swagbucks
Swagbucks is another fantastic app for students who want to earn extra money doing simple tasks. It’s super easy to use and fun too!
You can earn by:
- Answering surveys
- Watching videos
- Shopping online
- Playing games
Each task earns you SB points, which you can redeem for Amazon gift cards, other popular brand vouchers, or even real cash via PayPal.
Operated by Prodege, LLC, Swagbucks has already paid out over $700 million to users worldwide. Plus, it works on iOS, Android, and web, so you can earn from anywhere, anytime.
3. InboxDollars
InboxDollars makes it super easy for students to earn real cash online by doing everyday activities like:
- Taking surveys
- Watching videos
- Reading emails
- Shopping online
- Playing games
Founded in 2000, the platform has already paid out over $80 million to its users.
Once you reach $30, you can cash out via PayPal, gift cards, or even receive a physical check—no hidden fees or catches.
4. Toluna Influencers
Toluna is a great platform for students to make money simply by sharing their opinions. You can earn points by completing surveys, joining digital product testing, and participating in daily polls.
These points can be redeemed for:
- Gift vouchers
- Cash
- Free products
A cool feature called QuickCommunities™ lets you engage directly with brands and other users in real time, giving your opinion a voice that matters.
Best of all? You don’t need to invest anything to get started. Toluna also values privacy and follows strict data protection standards, holding TRUSTe certification.
5. Google Opinion Rewards
Google Opinion Rewards is an easy and reliable way for students to earn quick rewards by answering short surveys. Developed by Google and launched in 2013, this app is available on both Android and iOS platforms.
Surveys are super short—usually under 20 seconds—and cover topics like product feedback, opinions, and general interests. Android users earn Google Play credits, while iOS users get paid in PayPal cash.
The frequency of surveys depends on your profile and location, and you’ll get a notification whenever a new one is available. You must be 18 years or older to participate, and don’t worry—your answers stay completely private and anonymous.
6. FeaturePoints
FeaturePoints offers students a chance to earn rewards by completing simple tasks like taking surveys, playing games, and participating in instant win contests.
Since its launch in 2012, the app has paid over $6 million to users worldwide.
You can redeem your earnings for:
- PayPal cash
- Visa prepaid cards
- Gift cards from Amazon, Google Play, Xbox, PlayStation, Starbucks, and more.
Plus, with the referral program, you can earn a percentage of what your friends make when they sign up using your link—more friends, more cash!
7. Branded Surveys
Branded Surveys lets students earn by answering surveys, participating in polls, and keeping their profile updated. It’s beginner-friendly and doesn’t require any investment to get started.
Every 500 points = $5, which can be redeemed via PayPal, bank deposit, or gift cards.
Active users can unlock extra perks through the Branded Elite program, which offers bonus points for consistently completing surveys.
Available in the U.S., Canada, and the U.K., Branded Surveys is known for its fast payouts and user-friendly experience, making it a reliable way for students to earn from home.
8. Survey Junkie
Survey Junkie is one of the most trusted platforms where students can earn money simply by sharing their opinions. It connects users with top brands that are looking for real feedback to improve their products and services.
You can earn points in two easy ways:
- Taking surveys and giving your honest opinion
- Surf to Earn, a feature that rewards you for sharing anonymous browsing data in a privacy-safe way
For every 500 points, you earn $5, which can be redeemed via PayPal, bank transfer, or gift cards from popular stores like Amazon, Walmart, and Target. While it won’t make you rich overnight, regular users report earning up to $40/month just by taking surveys in their free time.
9. Freecash
Freecash is a rising star among online earning apps, especially for students. Since its launch in 2020, it has gained over 2.5 million users and paid out more than $50 million in rewards.
You can earn by:
- Taking surveys
- Downloading and testing apps
- Playing games
What sets Freecash apart is its super low minimum withdrawal—just $0.10—so you can start cashing out almost immediately. Payout options include PayPal, Bitcoin, Ethereum, and gift cards from brands like Amazon, Google Play, and Netflix.
10. Prograd
Prograd is more than just an earning app—it’s a platform designed to help young people explore side hustles while improving their financial skills.
It matches students with flexible earning opportunities like:
- Tutoring
- Taking surveys
- Cashback offers
You can earn up to £500 per month, and as you engage with educational content, you’ll collect ProPoints. These points can be redeemed for cash, gift cards, or even investment options, making Prograd both a money-making and learning tool.
11.Cointiply
Cointiply offers a simple and fun way to earn cryptocurrency by completing everyday online activities. Whether you enjoy taking surveys, watching videos, or playing games, you’ll earn coins for every task you complete. These coins can then be redeemed for Bitcoin, Dogecoin, Dash, or Litecoin.
With over 4 million users and more than $12 million paid out, Cointiply is one of the most trusted platforms for students looking to earn crypto without spending any money. The minimum payout is just $3 (30,000 coins), so you won’t have to wait long to withdraw your earnings.
12. Pawns.app
Pawns.app is a unique platform that lets you earn money in three easy ways:
- Completing surveys
- Playing casual games
- Sharing your unused internet bandwidth
Available in over 190 countries, it’s a great choice for students worldwide. You can cash out as soon as you reach $5, with payout options including PayPal, Bitcoin, and popular gift cards.
Your earnings depend on your location, task availability, and time spent, but it’s a super convenient way to turn idle time into income.
13. Stuvia
Got neat and organized study notes? Turn them into cash on Stuvia! This platform allows students to upload class notes, summaries, and assignments for others to purchase.
You can:
- Set your own price.
- Get paid every time someone downloads your content.
- Help others learn while making passive income.
It’s a zero-investment app made especially for students who want to earn money from the work they’ve already done.
14. BeMyEye
BeMyEye turns your everyday outings into easy earning opportunities. With this app, you can make money by completing simple tasks in local stores—perfect for students who are always on the go.
Here’s how it works:
- Choose a nearby “mission” from the app’s map.
- Complete tasks like checking product placements, snapping photos, or doing mystery shopping.
- Submit your work and get paid via PayPal or direct bank transfer.
15. BookScouter
BookScouter helps you earn money by selling or renting out your old textbooks and used books. Whether you want to declutter your shelf or score a deal on a book, this app compares offers from over 30 trusted vendors to get you the best price.
Just enter your book’s ISBN, and the app shows:
- Real-time quotes from buyers
- Vendor ratings and reviews
- Instant payment options
Plus, BookScouter runs a $500 textbook scholarship every quarter—making it even more student-friendly!
16. Receipt Hog
Receipt Hog lets you earn rewards for something you already do—shopping! Just upload your physical or digital receipts after buying groceries, clothes, or daily essentials, and you’ll earn coins in return.
Redeem coins for:
- PayPal cash
- Visa prepaid cards
- Amazon gift cards
Bonus fun: Spin the Hog Slots for extra rewards and enter monthly sweepstakes to win big.
17. Ibotta
Ibotta is your smart shopping companion that helps you earn real cashback on both online and in-store purchases. With partnerships across 500,000+ retailers and brands, you’ll find plenty of opportunities to save while you shop.
Here’s how it works:
- Browse cashback offers in the app.
- Add your favorites and shop as usual.
- Upload your receipt or link a loyalty account to claim rewards automatically.
Once you hit the minimum payout limit, you can cash out via PayPal, bank transfer, or choose from a variety of gift cards.
18. TaskBucks
TaskBucks is a student-friendly app that helps you earn rewards by completing simple smartphone tasks like:
- Taking fun quizzes
- Trying brand offers
- Referring friends for extra coins
You can redeem your coins for mobile recharges, data packs, or even send them to digital wallets. It supports all major mobile providers in India and regularly features contests and referral bonuses for extra earnings.
19. Big Cash
Love gaming? Then Big Cash is for you! It lets you play over 20 real-money games like:
- Rummy
- Ludo
- Poker
- Fantasy Cricket
- 8 Ball Pool
With over 5 crore users and 5 lakh daily winners, Big Cash is a trustworthy and entertaining platform. It’s RNG-certified for fair play, and your winnings can be instantly withdrawn via UPI, Paytm, or bank transfe
20. Roz Dhan
With Roz Dhan, earning money becomes a part of your daily routine. You can make cash by:
- Playing games
- Reading news articles
- Completing surveys
- Tracking your daily steps
- Sharing content
New users also get a ₹50 welcome bonus just for signing up! As you explore and use the app, you collect coins that can be converted to real cash and withdrawn directly to your Paytm account.
21. Meesho
Meesho is India’s top reselling app that allows you to start your own business from your phone with zero investment. You can:
- Share products on WhatsApp, Instagram, or Facebook.
- Add your own profit margin.
- Earn money whenever someone buys through your shared link.
It’s a great way for students to start earning by just promoting fashion, home, and beauty products from Meesho’s massive catalog. Payments are made via bank transfer once your order is delivered.
Start earning like an entrepreneur—no stock or upfront cost required!
22. Google Opinion Rewards
Google Opinion Rewards pays you for answering quick surveys based on your interests, shopping habits, or local visits. Each survey takes less than a minute and earns you:
- Google Play credits (Android users)
- PayPal cash (iOS users in select regions)
It’s easy, instant, and one of the simplest ways for students to earn while giving their opinions.
Use spare minutes to earn rewards with official Google credibility.
23. Toluna Influencers
Toluna is a global community where you can:
- Take paid surveys
- Participate in polls
- Test products
- Join fun online discussions
You earn points for every activity, which can be redeemed for PayPal cash, vouchers, or gift cards. It’s one of the best global apps for students to earn while influencing brands.
Get paid for your voice and opinions on a trusted international platform.
24. CashKaro
CashKaro lets you earn real cashback when you shop online from top sites like Amazon, Flipkart, Myntra, Ajio, and more. Here’s how:
- Visit a store through CashKaro’s app or website.
- Shop normally.
- Get cashback directly into your account.
You can withdraw your earnings as bank transfer or convert them to gift cards. Students can save and earn while buying books, clothes, or electronics.
25. Swagbucks Live (by Swagbucks)
Swagbucks Live is a live trivia app where you can win real money by answering quiz questions in real-time. It’s like a game show on your phone!
- Answer 10 questions correctly to win.
- Get SB points even if you don’t win the jackpot.
- Redeem points for PayPal cash or gift cards.
Conclusion
Earning money online without investment is not only possible but also super easy for students today. Whether you’re taking surveys, selling study notes, playing games, or promoting products – there are so many apps that let you earn from the comfort of your home or while studying.
The best part? You don’t need any money to start. All you need is a phone, internet, and some free time. Start small, stay consistent, and you can easily earn pocket money or even more. These apps are perfect for students who want to be financially independent and productive in their free time.
So what are you waiting for? Try out a few apps, see what works best for you, and start your earning journey today!
FAQ
कते हैं बिना इन्वेस्टमेंट के?
हाँ, बिल्कुल! बहुत सारे ऐप्स और वेबसाइट्स हैं जो स्टूडेंट्स को बिना किसी इन्वेस्टमेंट के पैसे कमाने का मौका देते हैं, जैसे कि सर्वे लेना, गेम खेलना, रीसैलिंग, स्टडी नोट्स बेचना आदि।
Q2. क्या इन ऐप्स पर पैसे कमाना सुरक्षित है?
अगर आप जानी-मानी और भरोसेमंद ऐप्स जैसे Meesho, Google Opinion Rewards, TaskBucks, Roz Dhan आदि का इस्तेमाल करते हैं, तो ये सुरक्षित हैं। बस किसी भी फेक या स्कैम ऐप से बचें।
Q3. कौन सा ऐप सबसे ज्यादा पैसे देता है?
ये इस पर निर्भर करता है कि आप कितनी मेहनत करते हैं और कौन सा तरीका आपके लिए सबसे बेहतर है। कुछ लोगों को गेमिंग ऐप्स से अच्छा पैसा मिलता है, जबकि कुछ सर्वे या स्टडी नोट्स बेचने से कमाते हैं।
Q4. क्या Paytm या बैंक में पैसे ट्रांसफर हो सकते हैं?
हाँ, ज़्यादातर ऐप्स जैसे Roz Dhan, BigCash, TaskBucks, और Meesho आपके कमाए हुए पैसे को Paytm, UPI या बैंक अकाउंट में ट्रांसफर करने की सुविधा देते हैं।
Q5. क्या इसमें कोई स्किल्स या एक्सपीरियंस चाहिए?
नहीं, ज्यादातर ऐप्स के लिए कोई खास स्किल्स या एक्सपीरियंस की जरूरत नहीं होती। लेकिन अगर आपके पास टाइपिंग, डिजाइनिंग, या इंग्लिश में अच्छा कम्युनिकेशन है, तो आपको और भी अच्छे मौके मिल सकते हैं।
